Understanding Fixed Deposits

Fixed Deposits (FDs) are term-based investment instruments where investors deposit a specific sum of money with a financial institution for a predefined period at a fixed rate of interest.
During this tenure, the funds cannot be withdrawn before maturity without incurring a penalty.

Fixed deposits are ideal for investors seeking capital protection, stable returns, and low-risk investment options.
They serve as a foundation for a balanced financial portfolio, especially for individuals prioritizing security and liquidity management.